0.72% per annum on assets under management. No asterisk, no small print, no surprises on your statement.
What you actually pay. On a £10,000 balance, your annual fee is £72 (0.72%). On £100,000 you pay £720. On £500,000 you pay £3,600. The fee accrues daily on a pro-rata basis and is deducted monthly — that is the whole of it.
Performance fees sound fair — the wealth manager only earns when you gain — but structurally they create an incentive for excessive risk-taking. In a 30% gain year the manager collects on the excess return; in a 40% loss year the client bears the entire cost alone. That asymmetry punishes conservative managers and rewards aggressive ones.
Uvistium has structurally rejected that model. Our fee scales linearly with the capital we manage — we prosper when your capital grows over time, independent of any single month's model performance.
Market comparison. A typical UK robo-adviser charges 0.75%–1.20% per annum, often with additional fund charges of 0.20%–0.60%. Traditional wealth management from £250,000 upwards typically runs 1.00%–1.75%. Uvistium sits deliberately beneath both — structurally, not cosmetically, because algorithmic execution scales.
The executing broker charges market-standard costs that arise independently of Uvistium and are identical across broker partners:
Uvistium