Investment involves risks that may extend to the full loss of your capital. This warning is deliberately plain-spoken — what is written here is important.
General notice under the FCA rules. Past performance is not a reliable indicator of future results. Forecasts are not a reliable indicator of future performance. Only invest capital that you can afford to lose without jeopardising your financial existence or life planning.
The value of your investments can decline substantially due to market movements. Historical examples: FTSE 100 fell 34% during 2008, 33% between February and March 2020, 8% in the first half of 2022. No model can reliably prevent such market phases.
Algorithmic models rest on statistical assumptions about future market behaviour. Those assumptions may prove wrong. Models can fail in market phases that differ structurally from the training period — so-called regime shift.
In crisis conditions, market liquidity can decline sharply. Positions may not be closable, or only at material price discount. This affects all investments, but particularly crypto, small-cap equities, and exotic commodities.
Investments in non-sterling instruments (US equities, EUR-denominated bonds, crypto quoted in USD or USDT) are exposed to exchange-rate movements. A 10% rise in GBP/USD reduces the sterling value of a USD position by roughly 10%.
When leveraged instruments are used (disabled by default on Uvistium; enabling up to 2:1 is possible), both gains and losses are multiplied. A 10% market decline becomes a 20% loss at 2:1 leverage.
Upon the insolvency of a broker partner, your capital is protected under the FSCS up to £85,000 per authorised institution. For amounts above that threshold, you bear counterparty risk unless the placement is split across multiple broker partners.
Changes in financial regulation (FCA, PRA, HMT) can restrict investment options. The regulatory environment for cryptoassets remains in transition.
Before opening an account you should ask yourself, critically:
If you answer "no" to any of these, wealth management via Uvistium is not suitable for you. Speak with an independent fee-only investment adviser or select conservative, broadly diversified ETF savings via a traditional platform such as a Stocks and Shares ISA instead.
Uvistium is not a regulated investment adviser under FSMA 2000. We provide algorithmic wealth management on the basis of pre-agreed parameters — not personalised advice. For personal tax or legal questions please consult a chartered tax adviser or solicitor of your choice.
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